/* Вирткарта — «обменник и кошелёк»: банкнотная бумага, бутылочно-зелёное табло, латунь, светящиеся цифры. */
:root{
  --paper:#eef1ea;--paper-2:#e1e7de;--card:#f8faf6;--ink:#14201b;--ink-2:#4c5a53;--line:#cdd6cb;--line-2:#b3c0b1;
  --board:#0f1a15;--board-2:#17251e;--board-ink:#e6e9df;--board-mute:#8a998f;
  --led:#ff5b2e;--amber:#ffb347;--mint:#39c983;--brass:#a8823a;--brass-2:#7d5f24;--stamp:#b3261e;
  --cta:#1f6b4f;--cta-h:#16553e;
  --accent:#1f6b4f;--accent-h:#16553e;--good:#1d7a45;--bad:#b4401b;--warn:#a86a00;
  --s-issue:#2a78d6;--s-maint:#eb6834;--s-fees:#1baf7a;--s-spread:#eda100;
  --r:10px;--wrap:1560px;--gut:clamp(16px,2.5vw,40px);
  --f-h:'Tektur',system-ui,sans-serif;--f-b:'Onest',system-ui,sans-serif;--f-m:'JetBrains Mono',ui-monospace,monospace;--f-p:'PT Mono','JetBrains Mono',ui-monospace,monospace;
  color-scheme:light;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --paper:#0d1411;--paper-2:#132019;--card:#16231c;--ink:#e8ebe2;--ink-2:#a2ada5;--line:#26352d;--line-2:#36483d;
  --board:#07100c;--board-2:#122019;--accent:#4fbf93;--accent-h:#74d4ad;--good:#4cc27e;--bad:#ff7a52;--warn:#e0a53a;
  --cta:#2f8a66;--cta-h:#3aa078;--brass:#d2ad5c;--brass-2:#b08a3e;--stamp:#ff6a5c;
  --s-issue:#3987e5;--s-maint:#d95926;--s-fees:#199e70;--s-spread:#c98500;color-scheme:dark}}
:root[data-theme="dark"]{
  --paper:#0d1411;--paper-2:#132019;--card:#16231c;--ink:#e8ebe2;--ink-2:#a2ada5;--line:#26352d;--line-2:#36483d;
  --board:#07100c;--board-2:#122019;--accent:#4fbf93;--accent-h:#74d4ad;--good:#4cc27e;--bad:#ff7a52;--warn:#e0a53a;
  --cta:#2f8a66;--cta-h:#3aa078;--brass:#d2ad5c;--brass-2:#b08a3e;--stamp:#ff6a5c;
  --s-issue:#3987e5;--s-maint:#d95926;--s-fees:#199e70;--s-spread:#c98500;color-scheme:dark}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.6 var(--f-b);overflow-x:hidden}
img{max-width:100%;height:auto}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline;text-underline-offset:3px}
h1,h2,h3{font-family:var(--f-h);font-weight:700;line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(30px,4.2vw,54px)}
h2{font-size:clamp(24px,2.6vw,34px);padding-top:.55em;border-top:2px solid var(--ink)}
h3{font-size:19px}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut)}
.muted{color:var(--ink-2)}
.small{font-size:14px}
.mono{font-family:var(--f-m);font-variant-numeric:tabular-nums}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:99;background:var(--card);padding:8px 12px}
.ic{flex:none;vertical-align:-3px}

/* кнопки */
.btn{display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:10px 18px;border-radius:8px;border:1.5px solid var(--ink);color:var(--ink);background:transparent;font:600 15px/1.2 var(--f-b);cursor:pointer;white-space:nowrap}
.btn:hover{text-decoration:none;background:var(--paper-2)}
.btn-led{background:var(--led);border-color:var(--led);color:#1a0d08}
.btn-led:hover{background:#ff7447;border-color:#ff7447}
.btn-line{border-color:currentColor}
.btn-go{background:var(--accent);border-color:var(--accent);color:#fff}
.btn-go:hover{background:var(--accent-h);border-color:var(--accent-h)}
.btn-sm{min-height:34px;padding:6px 11px;font-size:14px;border-width:1px}

/* шапка */
.top{position:sticky;top:0;z-index:30;background:color-mix(in srgb,var(--paper) 92%,transparent);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;gap:24px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);flex:none}
.brand:hover{text-decoration:none}
.brand-t{font:700 21px/1 var(--f-h);display:flex;flex-direction:column;gap:3px}
.brand-t small{font:500 11px/1.2 var(--f-b);color:var(--ink-2);letter-spacing:.02em;max-width:190px}
.nav{display:flex;gap:4px 18px;flex-wrap:wrap;margin-left:auto}
.nav a{color:var(--ink);font-weight:500;font-size:15px;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current]{text-decoration:none;border-bottom-color:var(--led)}
.top-act{display:flex;align-items:center;gap:10px}
.menu-t{width:42px;height:42px;border-radius:8px;border:1px solid var(--line-2);background:transparent;color:var(--ink);display:grid;place-items:center;cursor:pointer}
.menu-t{display:none;flex-direction:column;gap:4px}
.menu-t span{display:block;width:18px;height:2px;background:currentColor}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:14px;color:var(--ink-2);padding-top:16px;padding-bottom:4px}
.crumbs a{color:var(--ink-2)}

/* hero: табло */
.hero{background:var(--board);color:var(--board-ink);padding:clamp(34px,5vw,64px) 0;border-bottom:4px solid var(--led)}
.hero-in{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:clamp(24px,4vw,64px);align-items:center}
.hero h1{color:#fff;max-width:14em}
.hero .lead{color:#cfd3c9;font-size:clamp(17px,1.4vw,19px);max-width:44em}
.hero-btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.hero .btn-line{color:#fff}
.hero .btn-line:hover{background:rgba(255,255,255,.08)}
.board{background:var(--board-2);border:1px solid #2c3530;border-radius:var(--r);padding:18px 20px;box-shadow:inset 0 0 0 6px #0b0f0d,0 20px 40px rgba(0,0,0,.35)}
.board-h{display:flex;justify-content:space-between;align-items:center;font:600 13px/1 var(--f-m);letter-spacing:.14em;text-transform:uppercase;color:var(--amber);padding-bottom:12px;border-bottom:1px dashed #37413b}
.blink{width:9px;height:9px;border-radius:50%;background:var(--mint);box-shadow:0 0 10px var(--mint);animation:bl 2s steps(2) infinite}
@keyframes bl{50%{opacity:.25}}
@media (prefers-reduced-motion:reduce){.blink{animation:none}}
.board-row{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:11px 0;border-bottom:1px solid #26302b}
.br-l{font-size:15px;color:var(--board-mute)}
.led{font:600 clamp(24px,2.6vw,34px)/1 var(--f-m);color:var(--amber);text-shadow:0 0 12px rgba(255,179,71,.45);background:repeating-linear-gradient(90deg,rgba(255,255,255,.035) 0 .6em,transparent .6em calc(.6em + 3px));padding:6px 10px;border-radius:4px;letter-spacing:.04em;font-variant-numeric:tabular-nums}
.led-hot{color:var(--led);text-shadow:0 0 12px rgba(255,91,46,.55)}
.board-f{font-size:13px;color:var(--board-mute);padding-top:12px}

/* секции */
.sec{margin:clamp(40px,5vw,62px) 0}
.sec-h{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:8px 40px;align-items:end;margin-bottom:22px}
.sec-h h2{margin:0}
.sec-h p{margin:0;color:var(--ink-2);max-width:60ch}
.lead{font-size:clamp(17px,1.35vw,19px);max-width:860px}
.prose p,.prose ul,.prose ol{max-width:860px}

/* квиз */
.quiz{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);gap:24px;align-items:start}
.q-steps{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.q-step{margin:0;border:1px solid var(--line);border-radius:var(--r);padding:16px;background:var(--card);min-width:0}
.q-step legend{font:700 16px/1.3 var(--f-h);display:flex;gap:10px;align-items:center;padding:0 6px}
.q-step legend span{font:600 13px/1 var(--f-m);color:#1a0d08;background:var(--amber);border-radius:4px;padding:4px 7px}
.q-step label{display:flex;gap:10px;align-items:flex-start;padding:8px 10px;border-radius:8px;cursor:pointer;font-size:15px;line-height:1.35}
.q-step label:hover{background:var(--paper-2)}
.q-step input{accent-color:var(--led);margin-top:3px;flex:none;width:17px;height:17px}
.q-step label:has(input:checked){background:var(--paper-2);box-shadow:inset 0 0 0 1.5px var(--ink)}
.q-res{background:var(--board);color:var(--board-ink);border-radius:var(--r);padding:20px;min-height:280px;position:sticky;top:90px}
.q-res h3{color:var(--amber);font:400 14px/1.2 var(--f-p);letter-spacing:.06em;text-transform:uppercase;margin-bottom:14px}
.q-item{display:grid;grid-template-columns:auto 1fr auto;gap:4px 12px;align-items:center;padding:12px 0;border-top:1px solid #2a332e}
.q-item .logo{grid-row:span 2}
.q-item b{font:700 17px/1.2 var(--f-h);color:#fff}
.q-item b a{color:#fff}
.q-item .q-why{grid-column:2/4;font-size:14px;color:#b9bfb4}
.q-item .led{font-size:18px;padding:4px 8px}
.q-empty{color:#b9bfb4}
.q-res .btn-sm{border-color:#57625b;color:#fff}

/* таблицы */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:var(--card);max-width:100%}
.tbl-wrap + p{margin-top:14px}
.tbl{width:100%;border-collapse:collapse;font-size:15px}
.tbl th,.tbl td{padding:12px 14px;text-align:left;vertical-align:middle;border-bottom:1px solid var(--line)}
.tbl thead th{font:600 13px/1.3 var(--f-b);color:var(--ink-2);background:var(--paper-2);white-space:nowrap}
.tbl tbody tr:last-child>*{border-bottom:0}
.tbl small{display:block;color:var(--ink-2);font-size:12.5px;line-height:1.35;margin-top:2px}
.tbl-rating{min-width:1180px}
.t-n{font:600 15px/1 var(--f-m);color:var(--ink-2);width:36px}
.t-svc a{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:600}
.t-svc a:hover{text-decoration:none;color:var(--accent)}
.t-svc span{display:flex;flex-direction:column}
.t-svc small{font-weight:400}
.t-act{white-space:nowrap}
.t-act .btn+.btn{margin-left:6px}
.tr-sep td{background:var(--paper-2);font:600 13px/1.3 var(--f-b);color:var(--ink-2);padding:10px 14px}
.tbl-note{font-size:14px;color:var(--ink-2);margin-top:12px;max-width:860px}
.tbl-plain{background:var(--card);border:1px solid var(--line);border-radius:var(--r);max-width:1180px}
.yes{color:var(--good);display:inline-flex;gap:4px;align-items:center;font-weight:500}
.no{color:var(--ink-2);display:inline-flex;gap:4px;align-items:center}
.logo{border-radius:8px;background:#fff;flex:none;object-fit:contain;border:1px solid var(--line)}
.logo-ini{display:inline-grid;place-items:center;font:700 15px/1 var(--f-h);color:#fff;background:var(--accent)}
.score{display:inline-flex;flex-direction:column;align-items:center;justify-content:center;min-width:56px;padding:6px 8px;border-radius:6px;background:var(--board);color:var(--amber);line-height:1}
.score b{font:700 20px/1 var(--f-m);text-shadow:0 0 8px rgba(255,179,71,.4)}
.score small{font-size:10.5px;color:var(--board-mute);margin-top:3px}
.score.hi{color:var(--mint)}.score.hi b{text-shadow:0 0 8px rgba(57,201,131,.45)}
.score.lo{color:var(--led)}
.stars{display:inline-flex;gap:1px;vertical-align:-2px}
.st{display:inline-block;background:linear-gradient(90deg,#f0a41c var(--f),var(--line-2) var(--f));-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M12 2l3 6.9 7.5.7-5.7 5 1.7 7.4L12 18.3 5.5 22l1.7-7.4-5.7-5 7.5-.7z'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M12 2l3 6.9 7.5.7-5.7 5 1.7 7.4L12 18.3 5.5 22l1.7-7.4-5.7-5 7.5-.7z'/%3E%3C/svg%3E") center/contain no-repeat}
.rev-inline{display:inline-flex;flex-direction:column;gap:3px}
.rev-meta{font-size:13px;color:var(--ink-2)}

/* калькулятор */
.calc{display:grid;grid-template-columns:minmax(260px,340px) minmax(0,1fr);gap:24px;align-items:start}
.calc-form{background:var(--board);color:var(--board-ink);border-radius:var(--r);padding:20px;display:grid;gap:14px;position:sticky;top:90px}
.cf{display:grid;gap:6px;font-size:14px;color:var(--board-mute)}
.cf input[type=number],.cf select{font:600 22px/1 var(--f-m);color:var(--amber);background:#0b0f0d;border:1px solid #33403a;border-radius:6px;padding:10px 12px;width:100%;min-height:48px}
.cf input:focus,.cf select:focus{outline:2px solid var(--amber);outline-offset:1px}
.cf-chk{display:flex;gap:10px;align-items:flex-start;color:var(--board-ink);cursor:pointer}
.cf-chk input{accent-color:var(--led);width:18px;height:18px;margin-top:2px;flex:none}
.calc-out{min-width:0}
/* итог сверху: платежи по ЦБ → кто выгоднее → его переплата */
.calc-sum{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border:1px solid var(--line);border-radius:var(--r);background:var(--card);margin-bottom:14px}
.cs-cell{display:flex;flex-direction:column;gap:2px;padding:14px 16px;border-left:1px solid var(--line);min-width:0}
.cs-cell:first-child{border-left:0}
.cs-lbl{font:400 12px/1.3 var(--f-p);letter-spacing:.04em;text-transform:uppercase;color:var(--ink-2)}
.cs-cell b{font-size:22px;line-height:1.2}
.cs-cell small{font-size:13px;color:var(--ink-2)}
.cs-best b{font-family:var(--f-h)}
.legend{display:flex;flex-wrap:wrap;gap:6px 16px;font-size:13.5px;color:var(--ink-2);margin-bottom:6px}
.legend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:6px;vertical-align:-1px}
.s-issue{background:var(--s-issue)}.s-maint{background:var(--s-maint)}.s-fees{background:var(--s-fees)}.s-spread{background:var(--s-spread)}
.calc-cap{font:600 14px/1.3 var(--f-b);color:var(--ink-2);margin:18px 0 8px}
.calc-list{list-style:none;margin:0;padding:0;border:1px solid var(--line);border-radius:var(--r);background:var(--card)}
/* строка: сверху название и итог, под ними полоса во всю ширину — так длины полос сравнимы на любом экране */
.calc-row{display:grid;grid-template-columns:minmax(0,1fr) auto;grid-template-areas:"n s" "v v";gap:8px 20px;align-items:center;padding:12px 16px;border-bottom:1px solid var(--line)}
.calc-row .cr-name{grid-area:n}.calc-row .cr-viz{grid-area:v}.calc-row .cr-side{grid-area:s}
.calc-row:last-child{border-bottom:0}
.calc-row.is-best{background:color-mix(in srgb,var(--mint) 10%,var(--card))}
.cr-name{display:flex;gap:10px;align-items:center;color:var(--ink);font-weight:600;min-width:0}
.cr-name span{display:flex;flex-direction:column;min-width:0}
.cr-name small{font-weight:400;color:var(--ink-2);font-size:12.5px}
.cr-viz{display:flex;flex-direction:column;gap:5px;min-width:0}
.cr-line{display:flex;align-items:center;gap:10px;min-width:0}
/* общая шкала: дорожка во всю ширину, полоса = доля от самой большой переплаты; отрезки через 2px просвета */
.cr-track{flex:1;min-width:0;height:14px;display:flex;align-items:center}
.cr-bar{display:flex;gap:2px;height:14px;min-width:6px}
.cr-bar .seg{display:block;height:100%;min-width:3px}
.cr-bar .seg:first-child{border-radius:2px 0 0 2px}
.cr-bar .seg:last-child{border-radius:0 4px 4px 0}
.cr-bar .seg:only-child{border-radius:2px 4px 4px 2px}
.cr-bar.is-lb{position:relative;margin-right:18px}
.cr-bar.is-lb::after{content:'';position:absolute;left:100%;top:0;bottom:0;width:16px;margin-left:2px;border-radius:0 4px 4px 0;background:repeating-linear-gradient(135deg,var(--line-2) 0 3px,transparent 3px 6px)}
.cr-val{flex:none;font:600 16px/1.1 var(--f-m);white-space:nowrap;display:flex;flex-direction:column;align-items:flex-end;min-width:96px}
.cr-val small{font:400 12px/1.2 var(--f-b);color:var(--ink-2)}
.cr-parts{font-size:12.5px;color:var(--ink-2);line-height:1.4}
.unk{display:block;font-size:12px;color:var(--warn)}
.cr-side{display:flex;flex-direction:column;align-items:flex-end;text-align:right;white-space:nowrap}
.cr-side b{font-size:15px;font-weight:600}
.cr-side small{font-size:12px;color:var(--ink-2)}
.is-best .cr-side small{color:var(--good);font-weight:600}
.cr-claim{font-size:12px;white-space:nowrap}
.calc-foot{font-size:14px;color:var(--ink-2);margin-top:12px}
/* таблица расчёта: всё в рублях, без полос */
.calc-how{font-size:14.5px;color:var(--ink-2);margin:0 0 10px;max-width:860px}
.tbl-calc{min-width:920px}
.tbl-calc th,.tbl-calc td{vertical-align:top}
.tbl-calc thead th{white-space:normal}
.tbl-calc .c-total b,.tbl-calc .c-over b{display:block;font-size:16px;font-weight:600;white-space:nowrap}
.tbl-calc .c-total b{font-size:17px}
.tbl-calc tr.is-best>*{background:color-mix(in srgb,var(--mint) 12%,var(--card))}
.tbl-calc tr.is-best .c-total small{color:var(--good);font-weight:600}
.tbl-calc .unk{display:block}
.tbl-calc .mono{white-space:nowrap}
.tbl-calc .t-svc small.cr-claim{margin-top:2px}
.tbl-calc .t-act{vertical-align:middle;text-align:right;width:1%}
.tbl-calc .qkey{color:var(--cta);border-color:color-mix(in srgb,var(--cta) 40%,transparent)}
.tbl-calc .qkey:hover{color:#fff;background:var(--cta);border-color:var(--cta)}

/* досье */
.dossier{display:grid;grid-template-columns:repeat(auto-fill,minmax(340px,1fr));gap:0;border-top:2px solid var(--ink)}
.dos{padding:18px 18px 20px;border-bottom:1px solid var(--line);border-right:1px solid var(--line);display:flex;flex-direction:column;gap:10px}
.dos header{display:flex;align-items:center;gap:10px}
.dos-n{font:600 13px/1 var(--f-m);color:var(--ink-2);width:22px}
.dos h3{margin:0;flex:1;font-size:19px}
.dos h3 a{color:var(--ink)}
.dos p{margin:0;font-size:15.5px;color:var(--ink-2)}
.dos-f{list-style:none;margin:0;padding:0;display:grid;gap:4px;font-size:14px}
.dos-f li{display:flex;gap:6px;align-items:center}
.dos-more{margin-top:auto;font-weight:600;font-size:15px;display:inline-flex;gap:6px;align-items:center}

/* банки, чек-лист, задачи */
.bank-cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.bank-card{display:flex;flex-direction:column;gap:6px;padding:16px;border:1px solid var(--line);border-radius:var(--r);background:var(--card);color:var(--ink)}
.bank-card:hover{text-decoration:none;border-color:var(--ink)}
.bank-card .mono{font-size:20px;font-weight:600}
.bank-card small{color:var(--ink-2);font-size:13px}
.bank-more{background:var(--board);color:var(--board-ink);border-color:var(--board);justify-content:center}
.bank-more small{color:var(--board-mute)}
.checks{list-style:none;counter-reset:c;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--line)}
.checks li{counter-increment:c;padding:16px 18px 18px 58px;position:relative;border-bottom:1px solid var(--line);font-size:15.5px}
.checks li::before{content:counter(c,decimal-leading-zero);position:absolute;left:14px;top:14px;font:600 20px/1 var(--f-m);color:var(--led)}
.tasks{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:14px}
.task{display:flex;flex-direction:column;gap:6px;padding:16px;border:1px solid var(--line);border-radius:var(--r);color:var(--ink);background:var(--card)}
.task:hover{text-decoration:none;border-color:var(--ink)}
.task .ic{color:var(--led)}
.task small{color:var(--ink-2);font-size:14px;line-height:1.45}

/* FAQ */
.faq details{border-bottom:1px solid var(--line);max-width:980px}
.faq summary{cursor:pointer;padding:16px 36px 16px 0;font:600 17px/1.35 var(--f-b);list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';position:absolute;right:6px;top:12px;font:600 24px/1 var(--f-m);color:var(--led)}
.faq details[open] summary::after{content:'−'}
.faq details p{margin:0 0 16px;color:var(--ink-2);max-width:860px}

/* страница сервиса */
.svc-hero{background:var(--board);color:var(--board-ink);padding:28px 0;border-bottom:4px solid var(--led)}
.svc-hero-in{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.svc-id{display:flex;gap:18px;align-items:center;min-width:0}
.svc-id h1{color:#fff;font-size:clamp(26px,3.2vw,42px);margin-bottom:10px}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chip{display:inline-flex;align-items:center;gap:5px;font-size:13px;padding:4px 10px;border-radius:999px;border:1px solid var(--line-2);color:var(--ink-2);background:var(--card)}
.svc-hero .chip{background:transparent;border-color:#39443e;color:#c9cfc4}
.chip-ok{color:var(--good);border-color:color-mix(in srgb,var(--good) 40%,transparent)}
.svc-cta{display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.svc-score{display:flex;align-items:center;gap:8px;margin-right:8px}
.svc-score small{font-size:13px;color:var(--board-mute);max-width:90px;line-height:1.25}
.svc-hero .btn-line{color:#fff}
.promo{display:inline-flex;align-items:center;gap:10px;background:#0b0f0d;border:1px dashed var(--amber);color:var(--amber);border-radius:8px;padding:8px 12px;cursor:pointer;font:inherit}
.promo span{font-size:12px;color:var(--board-mute)}
.promo.copied{border-style:solid;border-color:var(--mint);color:var(--mint)}
.svc-body{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:clamp(24px,3vw,48px);align-items:start;padding-top:28px}
.svc-main{min-width:0}
.svc-main>.lead{margin:6px 0 0}
.svc-side{display:flex;flex-direction:column;gap:16px;position:sticky;top:90px;margin-top:28px}
.side-box{border:1px solid var(--line);border-radius:var(--r);padding:16px;background:var(--card)}
.side-box h3{font-size:16px;margin-bottom:12px}
.side-go{display:flex;flex-direction:column;gap:10px}
.side-go .btn,.side-go .promo{width:100%;justify-content:center}
.sg-head{display:flex;gap:12px;align-items:center}
.sg-head b{display:block;font:700 17px/1.2 var(--f-h)}
.sg-head small{display:block;color:var(--ink-2);font-size:13px;margin-top:3px}
/* полоска с кнопкой внизу экрана, где нет правой колонки; класс .on ставит js/app.js */
.go-bar{display:none}
@media (max-width:1180px){
  .go-bar{display:flex;align-items:center;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:40;
    padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:var(--card);border-top:1px solid var(--line);
    box-shadow:0 -8px 20px -14px rgba(0,0,0,.4);transform:translateY(110%);visibility:hidden;transition:transform .2s,visibility 0s .2s}
  .go-bar.on{transform:none;visibility:visible;transition:transform .2s}
  .go-bar b{flex:1;min-width:0;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;font:700 15px/1.2 var(--f-h)}
  .go-bar .btn{min-height:42px;padding:8px 16px;flex:none}
}
@media (prefers-reduced-motion:reduce){.go-bar,.go-bar.on{transition:none}}
/* колонка выше экрана: прилипает только карточка с кнопкой, остальное уезжает под неё (класс ставит js/app.js) */
@media (min-width:1181px){
  .svc-side.side-long{position:static;align-self:stretch}
  .side-long .side-go{position:sticky;top:90px;z-index:2;box-shadow:0 10px 18px -12px rgba(0,0,0,.35)}
  .side-long .side-go::before{content:'';position:absolute;left:-2px;right:-2px;bottom:100%;height:32px;background:var(--paper)}
}
.sb-row{display:grid;grid-template-columns:1fr 70px 34px;gap:8px;align-items:center;font-size:13.5px;padding:4px 0}
.meter{height:6px;border-radius:3px;background:var(--paper-2);overflow:hidden}
.meter i{display:block;height:100%;background:var(--accent)}
.side-dl{margin:0;display:grid;gap:10px}
.side-dl div{display:grid;gap:2px}
.side-dl dt{font-size:13px;color:var(--ink-2)}
.side-dl dd{margin:0;font-size:14.5px}
.sim{display:flex;align-items:center;gap:10px;padding:8px 0;color:var(--ink);border-top:1px solid var(--line);font-weight:500}
.sim:first-of-type{border-top:0}
.sim-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:0 20px}
.sim-grid .sim{border-top:1px solid var(--line)}
.tbl-tariffs th[scope=row]{font-weight:700;min-width:170px}
.rate-note{color:var(--warn)!important}
.year-list{list-style:none;margin:0;padding:0;display:grid;gap:12px;max-width:980px}
.year-list li{display:grid;grid-template-columns:170px minmax(0,1fr);gap:4px 14px;align-items:start;font-size:15px}
.yl-name{padding-top:1px}
.facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:0;max-width:980px}
.facts div{border:1px solid var(--line);border-radius:var(--r);padding:14px;background:var(--card)}
.facts dt{font-size:13px;color:var(--ink-2)}
.facts dd{margin:4px 0 0;font-weight:600}
.plat{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:12px}
.plain{padding-left:20px;max-width:860px}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;max-width:860px}
.steps li{counter-increment:s;position:relative;padding:0 0 18px 52px}
.steps li::before{content:counter(s);position:absolute;left:0;top:-2px;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;font:700 16px/1 var(--f-m);background:var(--board);color:var(--amber)}
.steps li:not(:last-child)::after{content:'';position:absolute;left:16px;top:36px;bottom:4px;width:2px;background:var(--line-2)}
.pc{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;max-width:1180px}
.pc ul{list-style:none;margin:0;padding:16px;border-radius:var(--r);background:var(--card);border:1px solid var(--line);display:grid;gap:10px}
.pc li{display:flex;gap:10px;align-items:flex-start;font-size:15.5px}
.pc-p .ic{color:var(--good);margin-top:3px}.pc-m .ic{color:var(--bad);margin-top:3px}
.note p{max-width:860px;padding:16px 18px;background:var(--paper-2);border-radius:var(--r)}

/* отзывы */
.rev-summary{display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:18px 28px;align-items:center;padding:16px;border:1px solid var(--line);border-radius:var(--r);background:var(--card);max-width:980px}
.rev-big .num{font:700 44px/1 var(--f-m)}
.rev-big .of{font-size:13px;color:var(--ink-2);margin-top:4px}
.histo{display:grid;gap:4px}
.histo-row{display:grid;grid-template-columns:28px 1fr 30px;gap:8px;align-items:center;font-size:13px}
.histo-track{height:8px;border-radius:4px;background:var(--paper-2);overflow:hidden}
.histo-fill{display:block;height:100%;background:#f0a41c}
.rev-pn{display:grid;gap:6px;font-size:14px}
.rev-pn .p{color:var(--good);display:flex;gap:6px;align-items:center}
.rev-pn .n{color:var(--bad);display:flex;gap:6px;align-items:center}
.rev-items{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:14px;max-width:1180px}
.rev-item{border:1px solid var(--line);border-radius:var(--r);padding:14px;background:var(--card)}
.rev-head{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:8px}
.rev-ava{position:relative;width:32px;height:32px;border-radius:50%;background:var(--paper-2);display:grid;place-items:center;font:600 12px/1 var(--f-b);overflow:hidden;flex:none}
.rev-ava img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0}
.rev-ava img.ok{opacity:1}
.rev-au{font-weight:600;font-size:15px}
.rev-date{font-size:13px;color:var(--ink-2);margin-left:auto}
.rev-text{font-size:15px;margin:0}
.rev-reply{margin-top:10px;padding:10px 12px;background:var(--paper-2);border-radius:8px;font-size:14px}
.rev-reply b{display:block;font-size:13px;color:var(--ink-2);margin-bottom:2px}
.rev-src,.rev-empty{font-size:14px;color:var(--ink-2);margin-top:12px;max-width:860px}

/* прочие страницы */
.page-hero{background:var(--paper-2);border-bottom:1px solid var(--line);padding:clamp(28px,4vw,48px) 0 clamp(20px,3vw,32px)}
.page-hero h1{max-width:18em}
.page-body{padding-bottom:20px}
.prose ul,.prose ol{padding-left:20px}
.prose li{margin-bottom:8px}

/* подвал */
.foot{background:var(--board);color:var(--board-ink);margin-top:clamp(48px,6vw,80px);padding:40px 0 24px}
.foot-in{display:grid;grid-template-columns:1.4fr 1fr 1.4fr 1fr;gap:28px}
.foot h3{font:600 15px/1.3 var(--f-b);color:var(--amber);margin-bottom:12px}
.foot a{display:block;color:#d6dacf;font-size:14.5px;padding:3px 0}
.foot-svc{columns:2;column-gap:16px}
.foot-svc h3{column-span:all}
.foot p{color:var(--board-mute);font-size:14.5px;max-width:40ch}
.brand-foot .brand-t{color:#fff}
.foot-bottom{border-top:1px solid #2a332e;margin-top:28px;padding-top:16px;font-size:13px;color:var(--board-mute)}

/* адаптив */
@media (max-width:1180px){
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:1px solid var(--line);padding:12px var(--gut) 16px;flex-direction:column;gap:2px}
  .nav.open{display:flex}
  .menu-t{display:flex}
  .top-in{position:relative}
  .top-act{margin-left:auto}
  .svc-body{grid-template-columns:minmax(0,1fr)}
  .svc-side{position:static;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
  .checks{grid-template-columns:repeat(2,minmax(0,1fr))}
  .bank-cards{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:900px){
  .hero-in,.quiz,.calc,.sec-h{grid-template-columns:minmax(0,1fr)}
  .q-res,.calc-form{position:static}
  .foot-in{grid-template-columns:1fr 1fr}
  .calc-sum{grid-template-columns:minmax(0,1fr)}
  .cs-cell{border-left:0;border-top:1px solid var(--line)}
  .cs-cell:first-child{border-top:0}
  .rev-items,.pc,.facts{grid-template-columns:minmax(0,1fr)}
  .rev-summary{grid-template-columns:auto minmax(0,1fr)}
  .rev-pn{grid-column:1/-1;display:flex;gap:18px}
}
@media (max-width:640px){
  body{font-size:16px}
  .top-act .btn-led{display:none}
  .brand-t small{display:none}
  .q-steps{grid-template-columns:minmax(0,1fr)}
  .checks,.bank-cards{grid-template-columns:minmax(0,1fr)}
  .dossier{grid-template-columns:minmax(0,1fr)}
  .dos{border-right:0}
  .foot-in{grid-template-columns:minmax(0,1fr)}
  .svc-id{align-items:flex-start}
  .svc-cta .btn,.svc-cta .promo{flex:1 1 100%;justify-content:center}
  .year-list li{grid-template-columns:minmax(0,1fr)}
  /* таблица рейтинга — карточками */
  .tbl-rating{min-width:0}
  .tbl-rating thead{display:none}
  .tbl-rating,.tbl-rating tbody,.tbl-rating tr,.tbl-rating td,.tbl-rating th{display:block;width:100%}
  .tbl-rating tr{border-bottom:1px solid var(--line);padding:10px 12px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:4px 12px}
  .tbl-rating tr>*{border:0;padding:4px 0}
  .tbl-rating .t-n{display:none}
  .tbl-rating .t-svc{grid-column:1/-1}
  .tbl-rating td[data-l]::before{content:attr(data-l);display:block;font:500 12px/1.3 var(--f-b);color:var(--ink-2)}
  /* таблицы сравнения на страницах-задачах — тоже карточками */
  .tbl-cards thead{display:none}
  .tbl-cards,.tbl-cards tbody,.tbl-cards tr,.tbl-cards td,.tbl-cards th{display:block;width:100%}
  .tbl-cards tr{border-bottom:1px solid var(--line);padding:10px 12px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:4px 12px}
  .tbl-cards tr>*{border:0;padding:4px 0}
  .tbl-cards th[scope=row],.tbl-cards td.wide{grid-column:1/-1}
  .tbl-cards td[data-l]::before{content:attr(data-l);display:block;font:500 12px/1.3 var(--f-b);color:var(--ink-2)}
  .tbl-rating .t-act{grid-column:1/-1;display:flex;gap:8px}
  .tbl-rating .tr-sep{display:block}
  .tbl-calc{min-width:0}
  .tbl-calc thead{display:none}
  .tbl-calc,.tbl-calc tbody,.tbl-calc tr,.tbl-calc td,.tbl-calc th{display:block;width:100%}
  .tbl-calc tr{border-bottom:1px solid var(--line);padding:10px 12px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:4px 12px}
  .tbl-calc tr>*{border:0;padding:3px 0}
  .tbl-calc .t-svc,.tbl-calc tr>th,.tbl-calc .t-act{grid-column:1/-1}
  .tbl-calc .t-act{text-align:left;width:auto;padding-top:6px}
  .tbl-calc td[data-l]::before{content:attr(data-l);display:block;font:500 12px/1.3 var(--f-b);color:var(--ink-2)}
  .tbl-calc .tr-sep{display:block}
  .tbl-calc tr.is-best{background:color-mix(in srgb,var(--mint) 12%,var(--card))}
  .tbl-calc tr.is-best>*{background:transparent}
  .tbl-tariffs thead{display:none}
  .tbl-tariffs,.tbl-tariffs tbody,.tbl-tariffs tr,.tbl-tariffs td,.tbl-tariffs th{display:block;width:100%}
  .tbl-tariffs tr{border-bottom:1px solid var(--line);padding:10px 12px}
  .tbl-tariffs tr>*{border:0;padding:3px 0}
  .tbl-tariffs td[data-l]::before{content:attr(data-l) ': ';font-weight:600;color:var(--ink-2);font-size:13px}
}

/* ================= перекидные цифры табло ================= */
.flaps{display:inline-flex;align-items:center;gap:3px;perspective:400px;font:600 1em/1 var(--f-m);vertical-align:middle}
.fl{position:relative;display:inline-grid;place-items:center;width:.72em;height:1.18em;border-radius:3px;color:var(--amber);
  background:linear-gradient(#1f2723 0 49%,#0d1210 49% 51%,#19201c 51%);box-shadow:inset 0 0 0 1px #2c3631;text-shadow:0 0 10px rgba(255,179,71,.45);
  animation:flapIn .55s cubic-bezier(.3,.7,.3,1.3) both;animation-delay:calc(var(--i,0) * 45ms);transform-origin:50% 50%}
.fl-s{width:.42em;background:none;box-shadow:none}
.fl-gap{display:inline-block;width:.25em}
.flaps.hot .fl{color:var(--led);text-shadow:0 0 10px rgba(255,91,46,.55)}
.flaps.ok .fl{color:var(--mint);text-shadow:0 0 10px rgba(57,201,131,.45)}
@keyframes flapIn{0%{transform:rotateX(-90deg);opacity:.2}70%{transform:rotateX(12deg);opacity:1}100%{transform:rotateX(0)}}
@media (prefers-reduced-motion:reduce){.fl{animation:none}}

/* ================= первый экран: стена обменника ================= */
/* светлая «стена»: тёмное только само табло, оно висит в металлической рамке */
.hero-wall{padding:clamp(28px,4vw,52px) 0 clamp(26px,3.5vw,44px);color:var(--ink);border-bottom:1px solid var(--line);background:
  radial-gradient(90% 70% at 80% 0%,color-mix(in srgb,var(--amber) 14%,transparent),transparent 62%),
  repeating-linear-gradient(0deg,transparent 0 23px,color-mix(in srgb,var(--line) 55%,transparent) 23px 24px),var(--paper)}
.hero-wall .sign{color:var(--ink);max-width:none;font-size:clamp(30px,4vw,58px);letter-spacing:-.015em;margin:0 0 clamp(18px,2.4vw,30px)}
  box-shadow:inset 0 0 0 5px #070a09,0 0 0 7px #cfd3d6,0 0 0 8px #a9afb4,0 22px 40px -16px rgba(20,20,20,.45)}
.wr-l{display:flex;flex-direction:column;gap:2px;min-width:0}
.wr-l b{color:#e9e5da;font-weight:600;font-size:15.5px}
.wr-l small{color:#7f8a83;font-size:12.5px}
.wr-d{justify-self:end;font:600 13px/1 var(--f-m);color:var(--amber);border:1px solid #3a3424;border-radius:4px;padding:6px 8px;white-space:nowrap}
.wr-d.hot{color:var(--led);border-color:#4a2a20}
.is-base .wr-d{color:#7f8a83;border-color:#2b3530}
.hero-act{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.hero-link{color:var(--ink);display:inline-flex;gap:6px;align-items:center;font-weight:600}
.hero-link:hover{color:var(--accent);text-decoration:none}

/* ================= рейтинг: табло котировок ================= */
.band-board{background:var(--board);color:var(--board-ink);padding:clamp(34px,4.5vw,56px) 0;margin:clamp(40px,5vw,62px) 0}
.bb-head{max-width:860px;margin-bottom:22px}
.bb-head h2{color:#fff;border-top-color:#38433d}
.bb-head p{color:#9aa49c;margin:0}
.tbl-wrap-board{background:#0b0f0d;border-color:#26302b}
.tbl-board{min-width:1180px;font-size:14.5px}
.tbl-board th,.tbl-board td{border-bottom:1px solid #1c2521;color:#d9dcd3}
.tbl-board thead th{background:#0f1512;color:var(--amber);border-bottom:1px dashed #333e38}
.tbl-board small{color:#8a958d}
.tbl-board .muted{color:#7f8a83}
.tbl-board .t-n{font:600 14px/1 var(--f-m);color:#5f6b64}
.tbl-board .t-svc a{color:#fff}
.tbl-board .t-svc a:hover{color:var(--amber);text-decoration:none}
.tbl-board .logo{border-color:#2b3530}
.tbl-board .yes{color:var(--mint)}
.tbl-board .no{color:#7f8a83}
.tbl-board .rev-meta{color:#8a958d}
.tbl-board .flaps{font-size:17px}
.tbl-board .flaps.sm{font-size:15px}
.qrow{cursor:pointer;transition:background .15s}
.qrow:hover>*{background:#141b18}
.tbl-board .tr-sep td{background:#111814;color:#8a958d;border-bottom-color:#26302b}
.qkey{display:inline-flex;align-items:center;gap:6px;font:600 13px/1 var(--f-b);color:var(--amber);border:1px solid #3a453f;border-radius:5px;padding:8px 10px;white-space:nowrap}
.qkey:hover{text-decoration:none;border-color:var(--amber);color:#fff}
.band-board .tbl-note{color:#8a958d}

/* ================= кошелёк карт ================= */
.wallet-sec h2{margin-bottom:22px}
.wallet{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(20px,3vw,44px);align-items:start}
.wstack{display:flex;flex-direction:column}
.wcard{position:relative;border-radius:16px;color:#fff;background:linear-gradient(135deg,var(--c1),var(--c2));box-shadow:0 -8px 18px -12px rgba(0,0,0,.5),inset 0 1px 0 rgba(255,255,255,.22)}
.wcard::before{content:'';position:absolute;inset:0;border-radius:inherit;pointer-events:none;opacity:.14;background:repeating-linear-gradient(115deg,rgba(255,255,255,.55) 0 1px,transparent 1px 10px)}
.wcard + .wcard{margin-top:-16px}
.wc-top{position:relative;display:flex;align-items:center;gap:10px;padding:14px 18px 30px;cursor:pointer;list-style:none;border-radius:16px}
.wc-top::-webkit-details-marker{display:none}
.wc-top:focus-visible{outline:2px solid currentColor;outline-offset:-5px}
.wcard[open] .wc-top{padding-bottom:6px}
.wc-logo{display:grid;place-items:center;width:34px;height:34px;border-radius:9px;background:rgba(255,255,255,.92);flex:none}
.wc-logo .logo{border:0;border-radius:6px}
.wc-name{font:700 17px/1.15 var(--f-h);min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.wc-rank{margin-left:auto;font:600 13px/1 var(--f-m);opacity:.75}
.wc-score{font:700 19px/1 var(--f-m);text-shadow:0 1px 0 rgba(0,0,0,.35)}
.wc-body{position:relative;display:grid;gap:10px;padding:6px 18px 32px}
.wc-mid{display:flex;align-items:center;justify-content:space-between}
.wc-chip{width:44px;height:33px}
.wc-nfc{opacity:.85;display:inline-flex}
.wc-nums{display:flex;gap:24px;flex-wrap:wrap}
.wc-f{display:flex;flex-direction:column;gap:3px;min-width:0}
.wc-f small{font:500 12px/1 var(--f-b);opacity:.78}
.wc-f b{font:600 17px/1.15 var(--f-m);letter-spacing:.03em;text-shadow:0 1px 0 rgba(0,0,0,.35);white-space:nowrap}
.wc-text{font-size:14px;line-height:1.45;margin:0;max-width:56ch}
.wc-meta{font-size:12.5px;opacity:.85;line-height:1.4}
.wc-links{display:flex;gap:10px;flex-wrap:wrap}
.wc-links a{display:inline-flex;align-items:center;gap:5px;color:inherit;font-weight:600;font-size:13px;padding:7px 12px;border-radius:8px;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.28)}
.wc-links a:hover{background:rgba(255,255,255,.26);text-decoration:none}
.wcard.ink-dark{color:#18202a;box-shadow:0 -8px 18px -12px rgba(0,0,0,.3),inset 0 1px 0 rgba(255,255,255,.7)}
.wcard.ink-dark::before{opacity:.3}
.ink-dark .wc-f b,.ink-dark .wc-score{text-shadow:none}
.ink-dark .wc-links a{background:rgba(0,0,0,.06);border-color:rgba(0,0,0,.18)}
@media (prefers-reduced-motion:reduce){.wc-in{transition:none}}

@media (max-width:1180px){
}
@media (max-width:640px){
  .wr-d{grid-column:2;justify-self:end}
  .tbl-board{min-width:0}
  .tbl-board thead{display:none}
  .tbl-board,.tbl-board tbody,.tbl-board tr,.tbl-board td,.tbl-board th{display:block;width:100%}
  .tbl-board tr{border-bottom:1px solid #1c2521;padding:12px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:6px 12px}
  .tbl-board tr>*{border:0;padding:3px 0}
  .tbl-board .t-n{display:none}
  .tbl-board .t-svc{grid-column:1/-1}
  .tbl-board td[data-l]::before{content:attr(data-l);display:block;font:500 12px/1.3 var(--f-b);color:var(--amber);margin-bottom:3px}
  .tbl-board .t-act{grid-column:1/-1}
  .tbl-board .tr-sep{display:block}
  .wallet{grid-template-columns:minmax(0,1fr)}
}

/* ================= банкнотная палитра: кнопки, гильош ================= */
.btn-led{background:var(--cta);border-color:var(--cta);color:#fff}
.btn-led:hover{background:var(--cta-h);border-color:var(--cta-h)}
.hero-wall{background:
  url(/images/guilloche-light.svg) no-repeat right -140px top -170px / 620px,
  url(/images/guilloche-light.svg) no-repeat left -260px bottom -330px / 560px,
  radial-gradient(90% 70% at 80% 0%,color-mix(in srgb,var(--brass) 12%,transparent),transparent 62%),var(--paper)}
.foot{background:url(/images/guilloche-dark.svg) no-repeat right -180px top -220px / 640px,var(--board)}

/* ================= подбор: бланк заявки и талон ================= */
.quiz{align-items:stretch}
.blank{position:relative;background:var(--card);border:1px solid var(--line-2);border-radius:4px;padding:22px clamp(16px,2.4vw,30px) 24px;
  box-shadow:0 1px 0 var(--line),0 18px 30px -24px rgba(10,30,20,.35);
  background-image:repeating-linear-gradient(0deg,transparent 0 31px,color-mix(in srgb,var(--line) 60%,transparent) 31px 32px)}
.blank-head{display:flex;justify-content:space-between;gap:12px;font:400 13px/1 var(--f-p);letter-spacing:.06em;text-transform:uppercase;color:var(--brass-2);
  padding-bottom:12px;margin-bottom:16px;border-bottom:3px double var(--line-2)}
.blank-head b{color:var(--ink);letter-spacing:.06em}
.blank h2{border-top:0;padding-top:0;margin-bottom:6px}
.blank-note{color:var(--ink-2);max-width:62ch;margin:0 0 18px;font-size:15px}
.blank .q-steps{gap:18px 28px}
.blank .q-step{background:transparent;border:0;border-top:1px solid var(--line-2);border-radius:0;padding:12px 0 0}
.blank .q-step legend{padding:0 8px 0 0;font:700 16px/1.3 var(--f-h)}
.blank .q-step legend span{background:none;color:var(--brass-2);padding:0;font:700 16px/1 var(--f-m)}
.blank .q-step legend span::after{content:'.'}
.blank .q-step label{padding:7px 4px;border-radius:0;border-bottom:1px dotted var(--line-2)}
.blank .q-step label:hover{background:color-mix(in srgb,var(--brass) 8%,transparent)}
.blank .q-step label:has(input:checked){background:transparent;box-shadow:none;font-weight:600}
.blank .q-step input{appearance:none;-webkit-appearance:none;width:20px;height:20px;margin-top:0;border:1.5px solid var(--ink-2);border-radius:2px;background:var(--card);display:grid;place-items:center;cursor:pointer}
.blank .q-step input:checked{border-color:var(--ink)}
.blank{--tick:#1d4fa8}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .blank{--tick:#8fb3ff}}
:root[data-theme="dark"] .blank{--tick:#8fb3ff}
.blank .q-step input:checked::after{content:'';width:12px;height:7px;border-left:2.5px solid var(--tick);border-bottom:2.5px solid var(--tick);transform:translateY(-2px) rotate(-45deg)}
/* один ответ — кружок, несколько — квадрат, как на бумажном бланке */
.blank .q-step input[type=radio]{border-radius:50%}
.blank .q-step input[type=radio]:checked::after{width:10px;height:10px;border:0;border-radius:50%;background:var(--tick);transform:none}
.blank .q-hint{margin:0 0 2px;padding-left:34px;font:500 12px/1.4 var(--f-m);color:var(--ink-2);letter-spacing:.02em}
.blank .q-step input:focus-visible{outline:2px solid var(--cta);outline-offset:2px}
/* талон из окошка: зубчатые вырезы по краям и линия отрыва */
.talon{border-radius:10px;padding:18px 20px 20px;
  -webkit-mask:radial-gradient(circle 11px at 0 54px,#0000 98%,#000) left/51% 100% no-repeat,radial-gradient(circle 11px at 100% 54px,#0000 98%,#000) right/51% 100% no-repeat;
  mask:radial-gradient(circle 11px at 0 54px,#0000 98%,#000) left/51% 100% no-repeat,radial-gradient(circle 11px at 100% 54px,#0000 98%,#000) right/51% 100% no-repeat}
.talon h3{display:flex;justify-content:space-between;padding-bottom:14px;margin-bottom:6px;border-bottom:2px dashed #34433b}

/* ================= калькулятор: курсовой лист со штампом ================= */
.calc-head{max-width:880px;margin-bottom:22px}
.calc-head h2{margin-bottom:8px}
.calc-head p{color:var(--ink-2);margin:0}
.calc-out{background:var(--card);border:1px solid var(--line-2);border-radius:4px;padding:16px clamp(12px,2vw,22px) 18px;box-shadow:0 18px 30px -26px rgba(10,30,20,.35)}
.sheet-head{display:flex;justify-content:space-between;gap:12px;font:400 13px/1 var(--f-p);letter-spacing:.06em;text-transform:uppercase;color:var(--brass-2);
  padding-bottom:12px;margin-bottom:14px;border-bottom:3px double var(--line-2)}
.calc-out .calc-sum{background:transparent;border:0;border-bottom:1px solid var(--line-2);border-radius:0;margin-bottom:10px}
.calc-out .cs-cell{border-left-style:dotted}
.calc-out .tbl-wrap{border:0;border-radius:0;background:transparent}
.calc-out .tbl-calc thead th{background:transparent;border-bottom:2px solid var(--ink);color:var(--ink-2)}
.calc-out .tbl-calc td,.calc-out .tbl-calc th{border-bottom:1px dotted var(--line-2)}
.calc-out .tbl-calc tr.is-best>*{background:color-mix(in srgb,var(--mint) 9%,transparent)}
.stamp{display:inline-block;margin:7px 0 3px 2px;transform:rotate(-8deg);transform-origin:left center;white-space:nowrap;
  font:800 11px/1.05 var(--f-h);letter-spacing:.08em;text-transform:uppercase;text-align:center;color:var(--stamp);
  border:2.5px solid var(--stamp);outline:1px solid var(--stamp);outline-offset:2px;border-radius:5px;padding:5px 8px;opacity:.82;mix-blend-mode:multiply;
  background:radial-gradient(circle at 30% 40%,transparent 60%,color-mix(in srgb,var(--stamp) 10%,transparent))}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) .stamp{mix-blend-mode:normal}}
:root[data-theme="dark"] .stamp{mix-blend-mode:normal}

/* ================= кошелёк на мягкой полосе ================= */
.band-soft{background:var(--paper-2);padding:clamp(34px,4.5vw,56px) 0;margin:clamp(40px,5vw,62px) 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.band-soft h2{border-top-color:var(--ink)}

/* ================= карты банков: текст слева, пластик справа ================= */
.bank-strip{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.6fr);gap:24px clamp(24px,3vw,48px);align-items:center}
.bank-text p{color:var(--ink-2);max-width:52ch}
.bank-plastics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.bank-plastic{aspect-ratio:1.586;border-radius:14px;padding:14px 16px;display:flex;flex-direction:column;color:#fff;text-decoration:none;
  background:linear-gradient(135deg,var(--c1),var(--c2));box-shadow:0 12px 24px -12px rgba(0,0,0,.45),inset 0 1px 0 rgba(255,255,255,.18);transition:transform .2s}
.bank-plastic:hover{text-decoration:none;transform:translateY(-3px) rotate(-1deg)}
.bp-top{display:flex;align-items:center;gap:8px;font:700 15px/1.1 var(--f-h)}
.bp-top .wc-logo{width:30px;height:30px}
.bp-price{margin-top:auto;font:600 20px/1.1 var(--f-m);text-shadow:0 1px 0 rgba(0,0,0,.35)}
.bp-price small{display:block;font:600 9.5px/1 var(--f-m);letter-spacing:.12em;text-transform:uppercase;opacity:.75;margin-bottom:3px}
.bp-meta{font-size:11.5px;opacity:.85;margin-top:6px;line-height:1.3}

/* ================= памятка ================= */

/* ================= указатель задач ================= */

@media (max-width:1180px){
  .bank-strip{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:900px){
  .bank-plastics{grid-template-columns:repeat(auto-fill,minmax(230px,1fr))}
}
@media (max-width:640px){
  .calc-out .tbl-calc tr.is-best>*{background:transparent}
  .blank .q-steps{grid-template-columns:minmax(0,1fr)}
}

/* ===== 20.10: чек в первом экране, курсовая лента, ценники, уведомления, стопка карт ===== */
.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:clamp(24px,5vw,80px);align-items:center}
.hero-main .lead{color:var(--ink-2);max-width:60ch;margin:0 0 24px;font-size:clamp(16px,1.25vw,18px)}
.receipt{margin:0;transform:rotate(1.4deg);filter:drop-shadow(0 16px 22px rgba(20,30,25,.28))}
.rc-paper{position:relative;background:#fbfaf4;color:#23281f;font:400 14px/1.5 var(--f-p);padding:26px 22px 32px;
  --zz:12px;
  -webkit-mask:conic-gradient(from 135deg at top,#0000,#000 1deg 89deg,#0000 90deg) top/var(--zz) 51% repeat-x,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/var(--zz) 51% repeat-x;
          mask:conic-gradient(from 135deg at top,#0000,#000 1deg 89deg,#0000 90deg) top/var(--zz) 51% repeat-x,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/var(--zz) 51% repeat-x}
.rc-shop{text-align:center;font-weight:700;letter-spacing:.24em;text-transform:uppercase;padding-bottom:10px;margin-bottom:12px;border-bottom:1px dashed #6b7166}
.rc-shop small{display:block;font-weight:400;letter-spacing:.04em;text-transform:none;color:#5d6358;margin-top:4px}
.rc-item{font-weight:700;margin-bottom:6px}
.rc-row{display:flex;align-items:baseline;gap:6px}
.rc-row span,.rc-row b{white-space:nowrap}
.rc-row i{flex:1;min-width:12px;border-bottom:1px dotted #8d9488;transform:translateY(-4px)}
.rc-row b{font-weight:400}
.rc-total{margin-top:10px;padding-top:10px;border-top:1px dashed #6b7166;font-size:16px}
.rc-total span,.rc-total b{font-weight:700}
.rc-card{margin-top:14px;font-size:13px;line-height:1.4}
.rc-card a{color:inherit;font-weight:700}
.rc-foot{margin-top:12px;font-size:12px;color:#5d6358;text-align:center}
.receipt .stamp{margin:12px 0 0 4px;transform:rotate(-9deg)}

.ticker{display:flex;align-items:stretch;background:var(--board);color:var(--board-ink);border-block:1px solid #1d2622;overflow:hidden}
.tk-label{flex:none;display:flex;align-items:center;gap:8px;padding:0 18px;font:600 14px/1 var(--f-b);color:var(--amber);background:#0a100d;border-right:1px solid #1d2622}
.tk-view{flex:1;min-width:0;overflow:hidden;-webkit-mask:linear-gradient(90deg,#0000,#000 32px,#000 calc(100% - 32px),#0000);mask:linear-gradient(90deg,#0000,#000 32px,#000 calc(100% - 32px),#0000)}
.tk-track{display:flex;width:max-content;animation:tk 70s linear infinite}
.ticker:hover .tk-track{animation-play-state:paused}
.tk-list{display:flex;gap:36px;list-style:none;margin:0;padding:13px 18px}
.tk-list li{display:flex;align-items:baseline;gap:8px;white-space:nowrap}
.tk-name{color:#c9cfc4;font-size:14px}
.tk-rate{font:600 17px/1 var(--f-m);color:var(--amber);font-variant-numeric:tabular-nums}
.tk-d{font:500 12px/1 var(--f-m);color:#8f9a92}
.tk-d.hot{color:var(--led)}
@keyframes tk{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.tk-track{animation:none}.tk-list[aria-hidden]{display:none}.tk-view{overflow-x:auto;-webkit-mask:none;mask:none}}

.ptags{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:20px 18px}
.ptag{position:relative;display:flex;flex-direction:column;gap:4px;height:100%;padding:14px 16px 14px 30px;background:#fff1a6;color:#1f1b0e;border:1px solid rgba(0,0,0,.06);border-radius:6px 14px 14px 6px;box-shadow:0 1px 0 rgba(0,0,0,.08),0 12px 20px -16px rgba(0,0,0,.5);transition:transform .15s}
.ptags li:nth-child(even) .ptag{background:#fffdf7}
.ptag::before{content:'';position:absolute;left:11px;top:50%;width:9px;height:9px;margin-top:-4.5px;border-radius:50%;background:var(--paper);box-shadow:inset 0 1px 2px rgba(0,0,0,.35)}
.ptag:hover{text-decoration:none;transform:translateY(-2px) rotate(-.8deg)}
.pt-name{font:600 14px/1.3 var(--f-b)}
.pt-val{font:700 30px/1.05 var(--f-h);letter-spacing:-.01em;margin-top:2px}
.pt-note{font-size:12.5px;color:#5f5a40}

.pushes{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 20px}
.push{display:grid;grid-template-columns:40px minmax(0,1fr);gap:12px;align-items:start;padding:14px 16px;border-radius:20px;background:color-mix(in srgb,var(--card) 92%,transparent);border:1px solid var(--line);box-shadow:0 14px 26px -20px rgba(10,20,15,.55)}
.push-ic{width:40px;height:40px;border-radius:11px;display:grid;place-items:center;background:var(--paper-2);color:var(--stamp);overflow:hidden}
.push-ic .logo{width:40px;height:40px;border:0;border-radius:11px}
.push-txt{font-size:14.5px;line-height:1.45;color:var(--ink-2)}
.push-txt b{display:block;color:var(--ink);font:600 15.5px/1.3 var(--f-b);margin-bottom:2px}

.js .flaps:not(.in) .fl{animation-play-state:paused}

@media (max-width:900px){
  .hero-grid{grid-template-columns:minmax(0,1fr)}
  .receipt{max-width:380px;transform:rotate(.8deg)}
  .wallet{grid-template-columns:minmax(0,1fr)}
  .wstack + .wstack{margin-top:-16px}
  .pushes{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:640px){
  .ptags{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
  .ptag{padding:12px 10px 12px 24px}
  .ptag::before{left:9px}
  .pt-val{font-size:23px}
}